Last Revised: March 2024
1. Introduction
Thank you for your interest in Morgis. These Terms of Service ("Terms") form a legal agreement between you and Pythia Grant Limited ("Company", "us", "we", or "Morgis"). They govern your access and use of our Services (defined below). By accessing or using our Services, you agree that you have read, understand, and agree to be bound by these Terms. If you do not agree to these Terms, you must not use our Services and exit this site. When using or accessing our Services, you will also be subject to our Privacy Policy and Cookies Policy. The former describes how we collect and use your data and the latter outlines our uses of cookies and other tracking technologies with relation to that Website. We encourage you to carefully review those policies before accessing our Services.
2. Your access and use of our Services
2.1. A description of the Services
Morgis operates a website https://www.Morgis.com/ ("Website"), on which individuals and entities (" Hosts ") can receive virtual support and gifts ("Gifts") from other individuals ("Guests") for gifting purposes (together, "Services"). These Terms apply to any person using our Services, including Guests, Friends and Hosts as well as any person visiting our Website (collectively: “Users”). A ‘Friend’ shall mean a Guest, who have made at least one (1) purchase at the Website.
2.2. Eligibility and Registration
In order to use our Services as a user (‘Guest’), you must be at least 18 years old or above the minimum legal age of maturity in your country. By accessing, using or interacting with our Services, you certify to us that you are of the legal age required in your jurisdiction to accept these Terms. In addition, in order to use certain aspects of our Services, you may be required to set up an account and provide us with certain information, as described below.
2.3. Payments
To facilitate the Services, Morgis relies on a native currency, called "Morgis Coin" and Monthly Morgis Coins. The Morgis Coins can be used as balance to using the services and for Tips, Goals, Exclusive/Hidden Content (as define below) , while the Monthly Morgis can be purchased and used for Recurring Monthly Support to a Host. The Recurring Monthly Morgis are not credited to your regular balance but rather directly allocated to the Host’s Monthly Morgis balance when your credit card is being charged. The recurring Monthly Morgis can be acquired automatically and on a monthly basis and can be terminated or amended by you, at any point before the next payment recycle. Purchasing of Morgis’ and the Monthly Morgis will be done via services of third-party payment processors, which are responsible for processing Gifts ("Payment Processor(s)"). A Guest needs to buy a Morgis Package to be able to utilize the Services, as available and presented onsite. Guests wishing to make Gifts over the Website will open an account and deposit money, with a Payment Processor. Once they deposited their money with the Payment Processor and transfer it to the relevant Host, that specific Host’s account will be credited, on the Website, with the equivalent amount of Morgis Coins. Guests will be able to purchase various packages of Micro Morgis and to be credited via their Micro Morgis balance. This balance can be used to give Micro Morgis, at any time, while having a chat with a specific Hosts. Thereafter, Guests will review Hosts' profiles and Goal Campaigns (as defined below) on the Website and allocate their Morgis Coins and Micro Morgis Coins to those Hosts. Once Hosts received the minimum amount of Morgis coins, equal to 50 $USD, from Guests, they can cash them out.
2.3.1. Payment Processors
Morgis is not a payment processor. Instead, it uses Payment Processors (currently, PayPal, RoyalPag, Directa24 TrustPay and CCBill) that will bill the Guests' payment instruments and process Gifts made in connection to the Services. By using our Services, you acknowledge that we share certain information with Payment Processors for the purpose of facilitating the provision of our Services; and agree to the processing, use, and transfer of data by our Payment Processors, subject to these Terms, our Privacy Policy and any and all terms set forth by those Payment Processors, including PayPal's Terms of Use and CCBill's Terms of Use.
2.3.2. Morgis Coins
Upon the receipt of Guest’s fiat money by a Payment Processor, we will create Morgis Coins representing the received amount and place them on that Guest account. Morgis Coins can be bought solely in Euro, GBP or US Dollars. Morgis Coins may only be used for the limited purpose of communicating and making Gifts to Hosts Or for the purpose of purchasing a monthly subscription via Monthly Morgis Coins. Morgis Coins cannot be used outside the Website, nor can they be transferred to persons or entities with whom the Morgis does not have direct commercial agreements.
2.4. Gifts
Hosts can receive Gifts from Guests in five separate (or accumulated) ways: (1) they create a profile showcasing their personal info and ask to receive virtual support and Gifts on a monthly recurring basis (“Recurring Gifts”); (2) they can receive one-time Gifts from Guests/Friends within the Hosts’ communication channel (”Campaign”);and (3) they can open a fundraising goal campaign ("Goal") with the purpose of receiving Gifts for a specific ongoing purpose (for example, purchasing a violin), and (4) they can choose to reveal certain, exclusive and limited content (“Hidden Content”). (5) they can receive a onetime Mega Gift, valued at 500$USD, from a Guest/Friend which is price at 5,000 Morgis Coins.
2.4.1. Recurring Gifts
To make Gifts on a recurring basis, Guests will need to fill a “Recurring Online Agreement”, to be billed via one of our Payment Processor, which specify (i) the name of the Host(s) to whom they wish to make a Gift; (ii) the amount of the periodical payment (for example, 50 Morgis Coins); (iii) the frequency of the payments (for example, a monthly basis). After filling the Recurring Online Agreement, the Guest’s account will be billed in line with the specifics of the Recurring Online Agreement. The account will be billed until the Guest terminates the periodic payments or when all periodical payments were made. Guests can change or terminate the Recurring Online Agreement at any time. Changes to or the termination of the Recurring Online Agreement will apply only to periodical payments that take place after we receive notice of such changes or termination. Recurring Gifts can be paid solely with Monthly Morgis Coins. When entering into a Recurring Agreement, you, as a Guest, (i) authorize Morgis and the Payment Processors to bill your account, in advance of any periodical payment, and until the termination of the Recurring Online Agreement; (ii) agree to update your account with any changes in connection to your payment instrument.
2.4.2. Outsource images and GIPHY images.
Guests/Friends may use external free service provided by <a>https://support.giphy.com/hc/en-us</a>. The usage of these Free GIPHY images is subject to GIPHY guidelines and terms of services as appear online and at <a>https://support.giphy.com/hc/en-us/articles/360020027752-GIPHY-User-Terms-of-Service </a>
2.5. Conditions and Restrictions
A few restrictions and conditions may apply to your use of our Services, as described below.
2.5.1. For Guests
When making Gifts via our Website, you, as a Guest, acknowledge and agree that (i) a minimum Gift threshold may apply; and (ii) you cannot cash-out Morgis Coins from your account; you may only transfer those to Hosts. Additional restriction and representations appear on sections 9 and 11 below. The minimum Gift threshold may change from time to time, at the Company’s sole discretion and shall be presented on site.
2.6. Limitations of our Services
2.6.1. We do not process Donations.
Morgis is not a payment processor and does not, at any time, enter into control or possession over Hosts, Guests or any other User’s funds. Instead, as described above, it uses the services of Payment Processors. Any transfer of Morgis Coins from Guests to Hosts is directed solely by Guests.
2.6.2. We only provide administrative and technical services
Morgis merely provides the underlying platform enabling the facilitation of Morgis Coins from Guests to Host. Morgis is also not a broker, payment institution, financial institution, or creditor. No content on this Website is intended to provide financial, legal, tax or other professional advice. Before making any decisions in connection to the Services or any information on the Website, you should consult your financial, legal, tax or other professional advisor.
2.6.3. We do not engage in solicitation activities
The existence of the Services is not a solicitation of Gifts by Morgis, or consult on the solicitation of Gifts from the public.
3. Fees
When making Gifts on the Website, the following fees will apply: For every transaction involving Morgis and\or Monthly Morgis Coins (that is, recurring Gifts and Gifts to Campaigns and Goals), 10% will be deducted for billing costs; from the remaining amount, 40% will be deducted, meaning that Hosts will receive 54% of the remaining amount. In addition, Payment Processors’ fees may apply when withdrawing the Morgis Coins.
4. Refunds
All Gifts are final. If you seek to request a refund for your Gifts, you should contact our Customer Service and explain to us why you would like a refund. In any case, Morgis is not liable to you or any third party for any claims, damages, costs, losses, or other consequences in this regard. Additional restriction and representations appear on section 11.
5. Intellectual Property
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6. Third party websites and content
6.1. Third party websites
The Website may contain links to other websites ("Third Party Website(s)"). Such Third Party are not investigated, monitored, or checked for accuracy or appropriateness by us. We are not responsible for any Third Party Website accessed through the Website. If you decide to leave the Website and access Third Party Websites, you do so at your own risk. When you visit Third Party Websites, these Terms no longer govern and your use and access to those Third Party Websites is governed by their terms and policies.
6.2. Third party content
The Website contains information such as text, photos, videos, and other materials uploaded by third parties, such as Guest and Hosts("Third Party Content"). Such Third Party Content is not investigated, monitored, or checked for accuracy, appropriateness, completeness or reliability by us. We have no control over Third Party Content posted or uploaded to our Website and hereby disclaim any and all liability in this regard.
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7. Content removal and suspension or termination of the provision of the Services
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8. Suspension of our Services
We reserve the right to modify or suspend, temporarily or permanently, any and all part or of our Services, at any time, for any reason (for example, for maintenance work). You confirm that the Company shall not be liable to you or any third party for any claims, damages, costs, or losses resulting from the modification to, suspension of or discontinuance of the Website or Services.
9. Prohibited fundraising causes
To ensure the safety, security, and integrity of our Services, we limit the types of content and fundraising causes that can be used through our Services. You hereby agree not to use our Services to contribute gifts to any cause that may, explicitly or implicitly, involve:
10. User disputes
You are solely responsible for your interactions with other Users. Morgis reserves the right, but have no obligation, to monitor disputes between you and other Guests, or Hosts.
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11. Representations
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12. Indemnity
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13. No warranty
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14. Limitation of liability
15. Governing jurisdiction
By visiting or using our Website or Service, you agree that the laws of Cyprus , without regard to any principles of conflict of laws that would require or permit the application of the laws of any other jurisdiction, will govern these Terms.
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16. Changes to these Terms
We reserve the right to change these Terms at any time. Any material change would be effective fifteen (15) days as of being notified, either via the website or through email. The most current version will always be posted on our Website (as reflected in the “Last Revised" heading). You are advised to check for updates regularly. By continuing to access or use the Website after any revisions become effective, you agree to be bound by the updated Terms.
17. Termination
We may terminate your access to, or use of, the Service or Website in accordance with section 7 above. The provisions entitled Indemnity, No warranty, Limitation of liability, Governing jurisdiction, General, and Arbitration shall survive any expiration or termination of these Terms.
18. General
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19. Contact us
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